Credit Options

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Sometimes you just need a little help to get a project done, or to bridge that gap between one crop coming off and the next one going in. UFA can help with flexible financing options that are designed for the particular needs of rural busine​sses – whether you need a little or a lot, we have a financial solution for you.​​​

​​UFA Credit

UFA is pleased to offer credit accounts for your convenience. To apply for a UFA credit account, simply visit myUFA to apply online. You can also download and print the appropriate application form (below), fill it out and bring it in to any UFA Farm & Ranch Supply store or Petroleum agency, along with one piece of government issued photo identification, like a driver's license, passport, Canadian citizenship card or firearms permit.

Not sure you have the right ID? Give us a quick call to find out before you come in. Once a UFA representative has verified your ID, you or your local store or agency can mail or fax your application in.


Deferred Credit Options

Deferred Credit options can help with flexible financing that is designed for the particular needs of rural businesses. Our deferred credit programs include EasyGROW Credit and EasyTERM Credit funded by Farm Credit Canada (FCC), and Scotiabank Yield More Financing™.​​

FCC EasyGROW Credit

Features and Benefits

  • Amounts up to $100,000 are unsecured, and the line of credit can be reused when paid down
  • For purchases made after September 1, 2016 – do not pay until March 15, 2018
  • Generally, no financial statements are required for amounts less than $500,000
  • Floating interest rate at CIBC prime plus 2.95%
  • The majority of renewals fall within their auto renewal program
EasyGROW Credit applies to:​​​​


FCC EasyTERM Credit

If your planning a major purchase over $4,500, use EasyTERM Credit and get a little extra time before your payment is due.

  • Choose variable or fixed interest rates with up to 10-year terms (longer terms are available for larger construction projects)
EasyTERM​ Credit applies to:

Apply now​

Call the FCC Customer Service Centre or pick up a loan application at your local UFA Farm & Ranch Supply store, through your Crop Productions Solutions Representative or through your Key Account Manager.

Your notification of a successful application will come directly from FCC.​​​​​​​​​​

Scotiabank Yield More Financing™

If you have a fairly major project in mind that needs more significant financing than is available through FCC, maybe the Yield More Financing™ line of credit from Scotiabank is the right way to go.​

Here's what you get:

  • Amounts up to $50,000 are unsecured, and the line of credit can be reused when paid down
  • For purchases between September 1, 2016 and August 31, 2017, 50% of the balance is due on February 23, 2018 and the remaining 50% is due on March 20, 2017
  • Floating intrest rate at Scotiabank prime plus 2.95% 
  • ​Interest lowers to prime plus 1.95% for lines of credit over $200,000, regardless of the amount owing. Financial statements required. ​

Other Payment Options

We aim to make it convenient and easy for everyone – including non-UFA members – to shop at UFA. You can also use your VISA and MasterCard, Interac debit card, personal cheques (from UFA members with credit privileges)​, or – you guessed it – good old cash.​​


If you have questions or commen​ts regarding the UFA Credit program, please call 1-877-258-4500​, option ​2​​ or email​​​​​​​

You can also contact one of our finance partners dir​ectly: ​

          Easy GROW Credit  1-888-522-2555     EasyTERM Credit  1-888-332-3301

​           Yield More Financing Program     1-866-603-4188​         


​​1-877-217-2272  /Ext 2